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    Fair Market Rent in 46546 — South Bend, IN

    The HUD Fair Market Rent for a 1-bedroom in 46546 (South Bend, IN) is $1,100/month for FY2026. Limited market trend data is available for this area. Studio: $900. 2-bedroom: $1,290.

    Fair Market Rent · 1-Bedroom

    $1,100/mo

    Source: HUD Fair Market Rent

    This area has limited data coverage. For more detailed rent data, see the city-level analysis for South Bend.

    Data through

    The HUD Fair Market Rent for a 1-bedroom in 46546 (South Bend, IN) is $1,100 for FY2026.

    Rents in 46546 have increased 17.0% year-over-year based on HUD Fair Market Rent.

    The confidence level for this estimate is limited based on 1 data source.

    Based on HUD Fair Market Rent, a fair rent increase in South Bend (46546) is approximately 17.0% for 2026. The typical 1-bedroom rent is $1,100/month. Any increase significantly above 17.0% exceeds the local market trend and may be worth negotiating.

    Sources: HUD Fair Market Rent, HUD SAFMR FY2026, Rentcast. Updated October 2025.

    What Should Rent Cost in 46546 (South Bend)?

    Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.

    Studio$900 – $1,035

    A studio in 46546 (South Bend) typically rents for $900 – $1,035.

    Rents above $1,190 are in the top 25% for this area.

    1-Bedroom$1,100 – $1,265

    A 1-bedroom in 46546 (South Bend) typically rents for $1,100 – $1,265.

    Rents above $1,455 are in the top 25% for this area.

    2-Bedroom$1,290 – $1,483

    A 2-bedroom in 46546 (South Bend) typically rents for $1,290 – $1,483.

    Rents above $1,705 are in the top 25% for this area.

    3-Bedroom$1,560 – $1,794

    A 3-bedroom in 46546 (South Bend) typically rents for $1,560 – $1,794.

    Rents above $2,063 are in the top 25% for this area.

    4-Bedroom$1,710 – $1,966

    A 4-bedroom in 46546 (South Bend) typically rents for $1,710 – $1,966.

    Rents above $2,261 are in the top 25% for this area.

    Current Asking Rents in 46546

    What are apartments actually renting for near 46546? Click below to see live asking rents from current listings.

    Live market data · Updated daily

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    Federal Rent Benchmarks for 46546

    HUD Fair Market Rents are federal rent benchmarks used for housing programs, published annually by HUD.Note: These values represent the HUD metro-area benchmark for the South Bend-Mishawaka, IN HUD Metro FMR Area area, not zip-specific rates.

    Bedroom SizeFair Market Rent
    Studio$900
    1-Bedroom$1,100
    2-Bedroom$1,290
    3-Bedroom$1,560
    4-Bedroom$1,710

    Source: HUD SAFMR FY2026 · Updated

    Questions about rent in 46546

    What is the average 1-bedroom rent in 46546?

    The HUD Fair Market Rent for a 1-bedroom in 46546 (South Bend, IN) is $1,100/month for FY2026. This page also shows benchmark rents for studios and 2-bedroom apartments in the same area.

    What is a fair rent increase in 46546?

    A rent increase up to about 17.0% is in line with the recent local market trend in 46546. An increase above that level is above trend and may justify a closer review against local pricing and comparable apartments.

    Are rents going up or down in 46546?

    Rents in 46546 have risen 17.0% year over year based on the local trend data used on this page.

    How much do studios and 2-bedrooms cost in 46546?

    On this page, studio rent in 46546 is $900/month and 2-bedroom rent is $1,290/month. These figures help show whether your current or proposed rent fits the broader local bedroom mix.

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    Similar Rents in Other Areas

    These zip codes have similar 1-bedroom rents to 46546 ($1,100/mo) — useful for comparing what your rent gets you in other markets.

    Zip CodeLocation1-BR Rent
    12010West Charlton, NY$1,110
    12015Athens, NY$1,150
    12025Broadalbin, NY$1,110
    12028Buskirk, NY$1,110
    12046Coeymans Hollow, NY$1,260
    12059East Berne, NY$1,250

    Other Zip Codes in South Bend, IN

    Zip CodeLocation1-BR Fair Market Rent
    46601South Bend, IN$910
    46613South Bend, IN$1,090
    46614South Bend, IN$950
    46615South Bend, IN$1,020
    46616South Bend, IN$1,110

    Nearby Areas

    Zip CodeLocation1-BR Fair Market Rent
    46517Elkhart, IN$890
    46530Granger, IN$1,590
    46544Mishawaka, IN$1,090
    46545Mishawaka, IN$1,140
    46552New Carlisle, IN$980

    Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →

    Zip code: 46546 | City: South Bend, IN | 1-BR Fair Market Rent: $1,100/mo | 2-BR: $1,290/mo | Sources: HUD Fair Market Rent, HUD SAFMR FY2026