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Fair Market Rent in 38578 — Cumberland County, TN
The typical 1-bedroom rent in 38578 (Cumberland County, TN) is $786/month as of 2026, based on 3 data sources. Rents have fallen 2.7% year over year, so an increase above 2.7% exceeds the local market trend. Studio: $710. 2-bedroom: $930.
Rents in Cumberland County have declined approximately -2.7% (HUD estimate) over the past year based on HUD Fair Market Rent. Rents are declining in this area — any increase is above the local market trend.
Estimated Rent · 1-Bedroom
$786/mo
Source: HUD Estimated Rent
Data through
Based on federal benchmarks and 2 additional market sources.
The HUD Fair Market Rent for a 1-bedroom in 38578 (Cumberland County, TN) is $710 for FY2026.
Rents in 38578 have decreased 2.7% year-over-year based on HUD Fair Market Rent.
The confidence level for this estimate is moderate based on 3 data sources.
Based on HUD Fair Market Rent, a fair rent increase in Cumberland County (38578) is approximately 2.7% for 2026. The typical 1-bedroom rent is $786/month. Any increase significantly above 2.7% exceeds the local market trend and may be worth negotiating.
Sources: HUD Fair Market Rent, HUD SAFMR FY2026, Rentcast. Updated October 2025.
Market trend data is limited for this area. The analysis below uses federal rent benchmarks.
What Should Rent Cost in 38578 (Cumberland County)?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in 38578 (Cumberland County) typically rents for $710 – $781.
Rents above $898 are in the top 25% for this area.
A 1-bedroom in 38578 (Cumberland County) typically rents for $710 – $786.
Rents above $904 are in the top 25% for this area.
A 2-bedroom in 38578 (Cumberland County) typically rents for $930 – $1,024.
Rents above $1,178 are in the top 25% for this area.
A 3-bedroom in 38578 (Cumberland County) typically rents for $1,280 – $1,417.
Rents above $1,630 are in the top 25% for this area.
A 4-bedroom in 38578 (Cumberland County) typically rents for $1,360 – $1,469.
Rents above $1,689 are in the top 25% for this area.
Current Asking Rents in 38578
What are apartments actually renting for near 38578? Click below to see live asking rents from current listings.
Live market data · Updated daily
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Federal Rent Benchmarks for 38578
HUD Fair Market Rents are federal rent benchmarks used for housing programs, published annually by HUD.Note: These values represent the HUD metro-area benchmark for the Cumberland County, TN area, not zip-specific rates.
| Bedroom Size | Fair Market Rent | Estimated Rent |
|---|---|---|
| Studio | $710 | $781 |
| 1-Bedroom | $710 | $786 |
| 2-Bedroom | $930 | $1,024 |
| 3-Bedroom | $1,280 | $1,417 |
| 4-Bedroom | $1,360 | $1,422 |
Source: HUD SAFMR FY2026 · Updated
Questions about rent in 38578
What is the average 1-bedroom rent in 38578?
The typical 1-bedroom rent in 38578 (Cumberland County, TN) is $786/month as of 2026. This page also shows nearby bedroom benchmarks, including studio rent at $710 and 2-bedroom rent at $930.
What is a fair rent increase in 38578?
A rent increase up to about 2.7% is in line with the recent local market trend in 38578. An increase above that level is above trend and may justify a closer review against local pricing and comparable apartments.
Are rents going up or down in 38578?
Rents in 38578 have fallen 2.7% year over year based on the local trend data used on this page.
How much do studios and 2-bedrooms cost in 38578?
On this page, studio rent in 38578 is $710/month and 2-bedroom rent is $930/month. These figures help show whether your current or proposed rent fits the broader local bedroom mix.
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These zip codes have similar 1-bedroom rents to 38578 ($710/mo) — useful for comparing what your rent gets you in other markets.
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Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →