Average Rent in Utica, NY (2026)
The average 1-bedroom rent in Utica, NY is $944/month as of 2026, based on HUD data across 19 ZIP codes. Rents have changed +1.4% year over year. Rents range from $840 to $1,130.
Average Rent · 1-Bedroom
$944/mo
Source: HUD Fair Market Rent · 19 zip codes
Year-over-Year
↑ +1.4%
Source: HUD Fair Market Rent
Data through
The average 1-bedroom rent in Utica, NY is $944/month according to HUD FY2026 Fair Market Rent data, covering 19 ZIP codes. Rents have increased 1.4% year-over-year. The average 1-bedroom rent in Utica is 21% below the national average of $1,196/month.
Average rent in Utica, NY ranges from $840 to $1,130 across 19 ZIP codes.
Based on HUD Fair Market Rent, a fair rent increase in Utica, NY is approximately 1.4% for 2026. An increase above 1.4% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated October 2025.
Market trend data is limited for this area. The analysis below uses federal rent benchmarks.
How much is rent in Utica, NY?
The average 1-bedroom rent in Utica, NY is $944/month as of 2026, based on HUD data across 19 ZIP codes. Rents range from $840 to $1,130 depending on neighborhood — a $290/month spread. To afford this at the 30% rule, a household would need approximately $37,760/year.
Is rent going up in Utica?
Rents in Utica have increased 1.4% year over year based on HUD Fair Market Rent. This suggests a relatively stable rental market.
What is a fair rent increase in Utica?
Based on HUD Fair Market Rent, a rent increase around 1.4% is in line with the Utica market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
What Should Rent Cost in Utica?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Utica typically rents for $914 – $987.
Rents above $1,135 are in the top 25% for this area.
A 1-bedroom in Utica typically rents for $944 – $1,020.
Rents above $1,173 are in the top 25% for this area.
A 2-bedroom in Utica typically rents for $1,194 – $1,290.
Rents above $1,483 are in the top 25% for this area.
A 3-bedroom in Utica typically rents for $1,433 – $1,548.
Rents above $1,780 are in the top 25% for this area.
A 4-bedroom in Utica typically rents for $1,654 – $1,786.
Rents above $2,054 are in the top 25% for this area.
Federal Rent Benchmarks for Utica
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$914
HUD Fair Market Rent
1-Bedroom
$944
HUD Fair Market Rent
2-Bedroom
$1,194
HUD Fair Market Rent
3-Bedroom
$1,433
HUD Fair Market Rent
4-Bedroom
$1,654
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Utica
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
SAFMR rates are zip-specific.
How Does Utica Compare?
Questions about rent in Utica
What is the average 1-bedroom rent in Utica, NY?
The average 1-bedroom fair market rent in Utica, NY is $944/month as of 2026, based on HUD rent data across 19 ZIP codes in the city. This is 21% below the national average of $1,196/month. Rents range from $840 to $1,130 depending on ZIP code.
What is a fair rent increase in Utica?
A rent increase up to about 1.4% is broadly in line with the recent market trend in Utica. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $944/month.
Are rents going up or down in Utica?
Rents in Utica have increased 1.4% year over year based on HUD Fair Market Rent. This reflects local market conditions across 19 ZIP codes in the Utica-Rome, NY MSA area.
How much do rents vary across Utica?
1-bedroom rents across Utica range from $840 to $1,130 on this page, a $290/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Utica?
We could not identify a city-specific rent cap for Utica. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Utica?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Utica at $944/month, a household would need approximately $37,760/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse Utica ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in New York →
See notice rules, caps, and tenant protections in New York.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →