Average Rent in St. Cloud, MN (2026)
The average 1-bedroom rent in St. Cloud, MN is $928/month as of 2026, based on HUD data across 6 ZIP codes. Rents have changed +1.2% year over year. Rents range from $840 to $950.
Average Rent · 1-Bedroom
$928/mo
Source: HUD Fair Market Rent · 6 zip codes
Year-over-Year
↑ +1.2%
Source: Apartment List, HUD Fair Market Rent
Data through
The average 1-bedroom rent in St. Cloud, MN is $928/month according to HUD FY2026 Fair Market Rent data, covering 6 ZIP codes. Rents have increased 1.2% year-over-year. The average 1-bedroom rent in St. Cloud is 22% below the national average of $1,196/month.
Average rent in St. Cloud, MN ranges from $840 to $950 across 6 ZIP codes.
Based on local market data, a fair rent increase in St. Cloud, MN is approximately 1.2% for 2026. An increase above 1.2% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: Apartment List, HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated February 2026.
How much is rent in St. Cloud, MN?
The average 1-bedroom rent in St. Cloud, MN is $928/month as of 2026, based on HUD data across 6 ZIP codes. Rents range from $840 to $950 depending on neighborhood — a $110/month spread. To afford this at the 30% rule, a household would need approximately $37,120/year.
Is rent going up in St. Cloud?
Rents in St. Cloud have increased 1.2% year over year based on local market data. This suggests a relatively stable rental market.
What is a fair rent increase in St. Cloud?
Based on local market data, a rent increase around 1.2% is in line with the St. Cloud market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
Rent Trends in St. Cloud
+1.2%
Rents in St. Cloud are rising at +1.2% year-over-year.
⚠ Mixed signals
Market sources range from +0.5% to +4.5%
Sources: Apartment List, HUD Fair Market Rent
What Should Rent Cost in St. Cloud?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in St. Cloud typically rents for $882 – $953.
Rents above $1,096 are in the top 25% for this area.
A 1-bedroom in St. Cloud typically rents for $928 – $1,002.
Rents above $1,152 are in the top 25% for this area.
A 2-bedroom in St. Cloud typically rents for $1,213 – $1,310.
Rents above $1,506 are in the top 25% for this area.
A 3-bedroom in St. Cloud typically rents for $1,615 – $1,744.
Rents above $2,006 are in the top 25% for this area.
A 4-bedroom in St. Cloud typically rents for $1,888 – $2,039.
Rents above $2,345 are in the top 25% for this area.
Federal Rent Benchmarks for St. Cloud
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$882
HUD Fair Market Rent
1-Bedroom
$928
HUD Fair Market Rent
2-Bedroom
$1,213
HUD Fair Market Rent
3-Bedroom
$1,615
HUD Fair Market Rent
4-Bedroom
$1,888
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in St. Cloud
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
SAFMR rates are zip-specific.
How Does St. Cloud Compare?
Questions about rent in St. Cloud
What is the average 1-bedroom rent in St. Cloud, MN?
The average 1-bedroom fair market rent in St. Cloud, MN is $928/month as of 2026, based on HUD rent data across 6 ZIP codes in the city. This is 22% below the national average of $1,196/month. Rents range from $840 to $950 depending on ZIP code.
What is a fair rent increase in St. Cloud?
A rent increase up to about 1.2% is broadly in line with the recent market trend in St. Cloud. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $928/month.
Are rents going up or down in St. Cloud?
Rents in St. Cloud have increased 1.2% year over year based on local market data. This reflects local market conditions across 6 ZIP codes in the St. Cloud, MN MSA area.
How much do rents vary across St. Cloud?
1-bedroom rents across St. Cloud range from $840 to $950 on this page, a $110/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in St. Cloud?
We could not identify a city-specific rent cap for St. Cloud. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in St. Cloud?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in St. Cloud at $928/month, a household would need approximately $37,120/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse St. Cloud ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Minnesota →
See notice rules, caps, and tenant protections in Minnesota.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →