Average Rent in Cold Spring, MN (2026)
The average 1-bedroom rent in Cold Spring, MN is $1,040/month as of 2026, based on HUD data across 1 ZIP codes. Rents have changed +1.9% year over year. Rents range from $1,040 to $1,040.
Average Rent · 1-Bedroom
$1,040/mo
Source: HUD Fair Market Rent · 1 zip codes
Year-over-Year
↑ +1.9%
Source: Apartment List, HUD Fair Market Rent
Data through
The average 1-bedroom rent in Cold Spring, MN is $1,040/month according to HUD FY2026 Fair Market Rent data, covering 1 ZIP codes. Rents have increased 1.9% year-over-year. The average 1-bedroom rent in Cold Spring is 13% below the national average of $1,196/month.
Average rent in Cold Spring, MN ranges from $1,040 to $1,040 across 1 ZIP codes.
Based on local market data, a fair rent increase in Cold Spring, MN is approximately 1.9% for 2026. An increase above 1.9% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: Apartment List, HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated February 2026.
How much is rent in Cold Spring, MN?
The average 1-bedroom rent in Cold Spring, MN is $1,040/month as of 2026, based on HUD data across 1 ZIP codes. Rents across Cold Spring are relatively uniform, clustering around $1,040/month. To afford this at the 30% rule, a household would need approximately $41,600/year.
Is rent going up in Cold Spring?
Rents in Cold Spring have increased 1.9% year over year based on local market data. This suggests a relatively stable rental market.
What is a fair rent increase in Cold Spring?
Based on local market data, a rent increase around 1.9% is in line with the Cold Spring market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
Rent Trends in Cold Spring
+1.9%
Rents in Cold Spring are rising at +1.9% year-over-year.
⚠ Mixed signals
Market sources range from +0.5% to +8.3%
Sources: Apartment List, HUD Fair Market Rent
What Should Rent Cost in Cold Spring?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Cold Spring typically rents for $990 – $1,139.
Rents above $1,310 are in the top 25% for this area.
A 1-bedroom in Cold Spring typically rents for $1,040 – $1,283.
Rents above $1,475 are in the top 25% for this area.
A 2-bedroom in Cold Spring typically rents for $1,360 – $1,564.
Rents above $1,799 are in the top 25% for this area.
A 3-bedroom in Cold Spring typically rents for $1,810 – $2,082.
Rents above $2,394 are in the top 25% for this area.
A 4-bedroom in Cold Spring typically rents for $2,110 – $2,427.
Rents above $2,791 are in the top 25% for this area.
Federal Rent Benchmarks for Cold Spring
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$990
HUD Fair Market Rent
1-Bedroom
$1,040
HUD Fair Market Rent
2-Bedroom
$1,360
HUD Fair Market Rent
3-Bedroom
$1,810
HUD Fair Market Rent
4-Bedroom
$2,110
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Cold Spring
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
HUD publishes a single Fair Market Rent for the entire St. Cloud, MN MSA metro area. For zip-level variation, the tool uses additional data sources including real-time comparable listings and local market indices.
All zip codes in Cold Spring share the same county-level HUD Fair Market Rent ($1,040 for 1-BR). Click any zip for SAFMR-specific rates.
County-level FMR shown in city summary above.
How Does Cold Spring Compare?
Questions about rent in Cold Spring
What is the average 1-bedroom rent in Cold Spring, MN?
The average 1-bedroom fair market rent in Cold Spring, MN is $1,040/month as of 2026, based on HUD rent data across 1 ZIP codes in the city. This is 13% below the national average of $1,196/month. Rents range from $1,040 to $1,040 depending on ZIP code.
What is a fair rent increase in Cold Spring?
A rent increase up to about 1.9% is broadly in line with the recent market trend in Cold Spring. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $1,040/month.
Are rents going up or down in Cold Spring?
Rents in Cold Spring have increased 1.9% year over year based on local market data. This reflects local market conditions across 1 ZIP codes in the St. Cloud, MN MSA area.
How much do rents vary across Cold Spring?
1-bedroom rents across Cold Spring range from $1,040 to $1,040 on this page, a $0/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Cold Spring?
We could not identify a city-specific rent cap for Cold Spring. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Cold Spring?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Cold Spring at $1,040/month, a household would need approximately $41,600/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse Cold Spring ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Minnesota →
See notice rules, caps, and tenant protections in Minnesota.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →