Skip to main content

    Average Rent in Cambridge, MA (2026)

    The average 1-bedroom rent in Cambridge, MA is $3,480/month as of 2026, based on HUD data across 4 ZIP codes. Rents have changed +0.6% year over year. Rents range from $3,370 to $3,610.

    Average Rent · 1-Bedroom

    $3,480/mo

    Source: HUD Fair Market Rent · 4 zip codes

    Year-over-Year

    ↑ +0.6%

    Source: Apartment List, Zillow ZORI, HUD Fair Market Rent

    Data through

    The average 1-bedroom rent in Cambridge, MA is $3,480/month according to HUD FY2026 Fair Market Rent data, covering 4 ZIP codes. Rents have increased 0.6% year-over-year. The average 1-bedroom rent in Cambridge is 191% above the national average of $1,196/month.

    Average rent in Cambridge, MA ranges from $3,370 to $3,610 across 4 ZIP codes.

    Based on local market data, a fair rent increase in Cambridge, MA is approximately 0.6% for 2026. An increase above 0.6% exceeds the local market trend and may be worth negotiating.

    Key Facts

    Average 1-BR rent: $3,480/mo
    Year-over-year change: +0.6%
    Coverage: 4 ZIP codes
    Data source: HUD Small Area FMR FY2026
    vs. national avg: 191% above ($1,196/mo)

    Sources: Apartment List, Zillow ZORI, HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated February 2026.

    How much is rent in Cambridge, MA?

    The average 1-bedroom rent in Cambridge, MA is $3,480/month as of 2026, based on HUD data across 4 ZIP codes. Rents range from $3,370 to $3,610 depending on neighborhood — a $240/month spread. To afford this at the 30% rule, a household would need approximately $139,200/year.

    Is rent going up in Cambridge?

    Rents in Cambridge have increased 0.6% year over year based on local market data. This suggests a relatively stable rental market.

    What is a fair rent increase in Cambridge?

    Based on local market data, a rent increase around 0.6% is in line with the Cambridge market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.

    Rent Trends in Cambridge

    +0.6%

    Rents in Cambridge are rising at +0.6% year-over-year.

    ℹ Limited data

    Market sources range from -1.1% to +6.1%

    Why the range? Zillow ZORI tracks what landlords are asking for units (+1.4%), while Apartment List tracks what renters actually sign leases at (-1.1%).Landlords are asking more than renters are paying — this suggests renters may have negotiating leverage in Cambridge right now.

    Sources: Apartment List, Zillow ZORI, HUD Fair Market Rent

    What Should Rent Cost in Cambridge?

    Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.

    Studio$3,315 – $3,812

    A studio in Cambridge typically rents for $3,315 – $3,812.

    Rents above $4,384 are in the top 25% for this area.

    1-Bedroom$3,480 – $4,002

    A 1-bedroom in Cambridge typically rents for $3,480 – $4,002.

    Rents above $4,602 are in the top 25% for this area.

    2-Bedroom$4,133 – $4,753

    A 2-bedroom in Cambridge typically rents for $4,133 – $4,753.

    Rents above $5,466 are in the top 25% for this area.

    3-Bedroom$4,955 – $5,698

    A 3-bedroom in Cambridge typically rents for $4,955 – $5,698.

    Rents above $6,553 are in the top 25% for this area.

    4-Bedroom$5,473 – $6,294

    A 4-bedroom in Cambridge typically rents for $5,473 – $6,294.

    Rents above $7,238 are in the top 25% for this area.

    Federal Rent Benchmarks for Cambridge

    HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.

    Studio

    $3,315

    HUD Fair Market Rent

    1-Bedroom

    $3,480

    HUD Fair Market Rent

    2-Bedroom

    $4,133

    HUD Fair Market Rent

    3-Bedroom

    $4,955

    HUD Fair Market Rent

    4-Bedroom

    $5,473

    HUD Fair Market Rent

    Source: HUD SAFMR FY2026 · Updated

    Zip Codes in Cambridge

    Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.

    Zip Code1-BR SAFMRYoY
    02163$3,610+0.7%
    02138$3,560-1.7%
    02142$3,380-1.7%
    02139$3,370-1.7%

    SAFMR rates are zip-specific. YoY from Apartment List or Zillow ZORI where available.

    How Does Cambridge Compare?

    Questions about rent in Cambridge

    What is the average 1-bedroom rent in Cambridge, MA?

    The average 1-bedroom fair market rent in Cambridge, MA is $3,480/month as of 2026, based on HUD rent data across 4 ZIP codes in the city. This is 191% above the national average of $1,196/month. Rents range from $3,370 to $3,610 depending on ZIP code.

    What is a fair rent increase in Cambridge?

    A rent increase up to about 0.6% is broadly in line with the recent market trend in Cambridge. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $3,480/month.

    Are rents going up or down in Cambridge?

    Rents in Cambridge have increased 0.6% year over year based on local market data. This reflects local market conditions across 4 ZIP codes in the Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area area.

    How much do rents vary across Cambridge?

    1-bedroom rents across Cambridge range from $3,370 to $3,610 on this page, a $240/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.

    Can my landlord raise my rent in Cambridge?

    We could not identify a city-specific rent cap for Cambridge. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.

    How much should I spend on rent in Cambridge?

    The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Cambridge at $3,480/month, a household would need approximately $139,200/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.

    Renting in Cambridge, MA? Your rent could be building your credit.

    Report your monthly rent payments to all 3 credit bureaus — the same ones your next landlord will check. Takes 2 minutes to set up.

    RenewalReply may earn a commission at no cost to you. Learn more

    Renters insurance from $5/mo

    Protect your belongings from theft, fire, and water damage. Takes 2 minutes and most landlords require it.

    RenewalReply may earn a commission at no cost to you. Learn more

    Renter Tools

    Compare Rent in Cambridge

    See if an asking rent is fair based on local data.

    Check a Listing →

    Check a Rent Increase in Cambridge

    See if your landlord is overcharging.

    Check Your Increase →

    Browse Cambridge ZIP Codes

    See rent data by ZIP code in this city.

    Renter Guides

    Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →