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Typical Rent in 28278 — Charlotte, NC
The typical 1-bedroom rent in 28278 (Charlotte, NC) is $1,685/month as of 2026, based on 5 data sources. Rents have fallen 2.2% year over year, so an increase above 2.2% exceeds the local market trend. Studio: $1,810. 2-bedroom: $2,080.
Rents in Charlotte have changed approximately -6.9% – +0.2% over the past year based on local market data. A rent increase above 0.2% is above the local market trend.
Estimated Rent · 1-Bedroom
$1,685/mo
Source: HUD Estimated Rent
Data through
Based on 5 independent data sources including local market trends and nearby listings.
The HUD Fair Market Rent for a 1-bedroom in 28278 (Charlotte, NC) is $1,900 for FY2026.
Rents in 28278 have decreased 2.2% year-over-year based on local market data.
The confidence level for this estimate is high based on 5 data sources.
Based on local market data, a fair rent increase in Charlotte (28278) is approximately 2.2% for 2026. The typical 1-bedroom rent is $1,685/month. Any increase significantly above 2.2% exceeds the local market trend and may be worth negotiating.
Sources: local market data, HUD SAFMR FY2026, Rentcast. Updated February 2026.
What Should Rent Cost in 28278 (Charlotte)?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in 28278 (Charlotte) typically rents for $1,810 – $2,082.
Rents above $2,394 are in the top 25% for this area.
A 1-bedroom in 28278 (Charlotte) typically rents for $1,900 – $2,185.
Rents above $2,513 are in the top 25% for this area.
A 2-bedroom in 28278 (Charlotte) typically rents for $2,080 – $2,392.
Rents above $2,751 are in the top 25% for this area.
A 3-bedroom in 28278 (Charlotte) typically rents for $2,560 – $2,944.
Rents above $3,386 are in the top 25% for this area.
A 4-bedroom in 28278 (Charlotte) typically rents for $3,250 – $3,737.
Rents above $4,298 are in the top 25% for this area.
Current Asking Rents in 28278
What are apartments actually renting for near 28278? Click below to see live asking rents from current listings.
Live market data · Updated daily
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Rent Trends in Charlotte, NC
-2.2%
Rents in 28278 (Charlotte) are cooling at -2.2% year-over-year.
− Estimated trend
Market sources range from -6.9% to +0.2%
Why the range? Zillow ZORI tracks what landlords are asking for units (+0.2%), while Apartment List tracks what renters actually sign leases at (-2.7%).Landlords are asking more than renters are paying — this suggests renters may have negotiating leverage in 28278 (Charlotte) right now.
Local vacancy rate: 9.5%
Sources: Apartment List, Zillow ZORI, HUD Fair Market Rent
Federal Rent Benchmarks for 28278
HUD Fair Market Rents are federal rent benchmarks used for housing programs, published annually by HUD.Note: These values represent the HUD metro-area benchmark for the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area area, not zip-specific rates.
| Bedroom Size | Fair Market Rent | Estimated Rent |
|---|---|---|
| Studio | $1,810 | $1,609 |
| 1-Bedroom | $1,900 | $1,685 |
| 2-Bedroom | $2,080 | $1,847 |
| 3-Bedroom | $2,560 | $2,275 |
| 4-Bedroom | $3,250 | $2,888 |
Source: HUD SAFMR FY2026 · Updated
Questions about rent in 28278
What is the average 1-bedroom rent in 28278?
The typical 1-bedroom rent in 28278 (Charlotte, NC) is $1,685/month as of 2026. This page also shows nearby bedroom benchmarks, including studio rent at $1,810 and 2-bedroom rent at $2,080.
What is a fair rent increase in 28278?
A rent increase up to about 2.2% is in line with the recent local market trend in 28278. An increase above that level is above trend and may justify a closer review against local pricing and comparable apartments.
Are rents going up or down in 28278?
Rents in 28278 have fallen 2.2% year over year based on the local trend data used on this page.
How much do studios and 2-bedrooms cost in 28278?
On this page, studio rent in 28278 is $1,810/month and 2-bedroom rent is $2,080/month. These figures help show whether your current or proposed rent fits the broader local bedroom mix.
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Similar Rents in Other Areas
These zip codes have similar 1-bedroom rents to 28278 ($1,900/mo) — useful for comparing what your rent gets you in other markets.
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Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →