Average Rent in 78045, TX (2026)
The average 1-bedroom rent in 78045, TX is $1,290/month as of 2026, based on HUD data across 1 ZIP codes. Rents have changed +2.7% year over year. Rents range from $1,290 to $1,290.
Average Rent · 1-Bedroom
$1,290/mo
Source: HUD Fair Market Rent · 1 zip codes
Year-over-Year
↑ +2.7%
Source: Zillow ZORI, HUD Fair Market Rent
Data through
The average 1-bedroom rent in 78045, TX is $1,290/month according to HUD FY2026 Fair Market Rent data, covering 1 ZIP codes. Rents have increased 2.7% year-over-year. The average 1-bedroom rent in 78045 is 8% above the national average of $1,196/month.
Average rent in 78045, TX ranges from $1,290 to $1,290 across 1 ZIP codes.
Based on local market data, a fair rent increase in 78045, TX is approximately 2.7% for 2026. An increase above 2.7% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: Zillow ZORI, HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated February 2026.
How much is rent in 78045, TX?
The average 1-bedroom rent in 78045, TX is $1,290/month as of 2026, based on HUD data across 1 ZIP codes. Rents across 78045 are relatively uniform, clustering around $1,290/month. To afford this at the 30% rule, a household would need approximately $51,600/year.
Is rent going up in 78045?
Rents in 78045 have increased 2.7% year over year based on local market data. This suggests a relatively stable rental market.
What is a fair rent increase in 78045?
Based on local market data, a rent increase around 2.7% is in line with the 78045 market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
Rent Trends in 78045
+2.7%
Rents in 78045 are rising at +2.7% year-over-year.
− Estimated trend
Market sources range from +0.8% to +3.3%
Sources: Zillow ZORI, HUD Fair Market Rent
What Should Rent Cost in 78045?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in 78045 typically rents for $1,280 – $1,472.
Rents above $1,693 are in the top 25% for this area.
A 1-bedroom in 78045 typically rents for $1,290 – $1,404.
Rents above $1,615 are in the top 25% for this area.
A 2-bedroom in 78045 typically rents for $1,560 – $1,794.
Rents above $2,063 are in the top 25% for this area.
A 3-bedroom in 78045 typically rents for $2,010 – $2,312.
Rents above $2,659 are in the top 25% for this area.
A 4-bedroom in 78045 typically rents for $2,080 – $2,392.
Rents above $2,751 are in the top 25% for this area.
Federal Rent Benchmarks for 78045
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$1,280
HUD Fair Market Rent
1-Bedroom
$1,290
HUD Fair Market Rent
2-Bedroom
$1,560
HUD Fair Market Rent
3-Bedroom
$2,010
HUD Fair Market Rent
4-Bedroom
$2,080
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in 78045
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
HUD publishes a single Fair Market Rent for the entire Laredo, TX MSA metro area. For zip-level variation, the tool uses additional data sources including real-time comparable listings and local market indices.
All zip codes in 78045 share the same county-level HUD Fair Market Rent ($1,290 for 1-BR). Click any zip for SAFMR-specific rates.
County-level FMR shown in city summary above.
How Does 78045 Compare?
Questions about rent in 78045
What is the average 1-bedroom rent in 78045, TX?
The average 1-bedroom fair market rent in 78045, TX is $1,290/month as of 2026, based on HUD rent data across 1 ZIP codes in the city. This is 8% above the national average of $1,196/month. Rents range from $1,290 to $1,290 depending on ZIP code.
What is a fair rent increase in 78045?
A rent increase up to about 2.7% is broadly in line with the recent market trend in 78045. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $1,290/month.
Are rents going up or down in 78045?
Rents in 78045 have increased 2.7% year over year based on local market data. This reflects local market conditions across 1 ZIP codes in the Laredo, TX MSA area.
How much do rents vary across 78045?
1-bedroom rents across 78045 range from $1,290 to $1,290 on this page, a $0/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in 78045?
We could not identify a city-specific rent cap for 78045. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in 78045?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in 78045 at $1,290/month, a household would need approximately $51,600/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse 78045 ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Texas →
See notice rules, caps, and tenant protections in Texas.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →