Average Rent in Payne County, OK (2026)
The average 1-bedroom rent in Payne County, OK is $897/month as of 2026, based on HUD data across 3 ZIP codes. Rents have changed +5.5% year over year. Rents range from $850 to $920.
Average Rent · 1-Bedroom
$897/mo
Source: HUD Fair Market Rent · 3 zip codes
Year-over-Year
↑ +5.5%
Source: HUD Fair Market Rent
Data through
The average 1-bedroom rent in Payne County, OK is $897/month according to HUD FY2026 Fair Market Rent data, covering 3 ZIP codes. Rents have increased 5.5% year-over-year. The average 1-bedroom rent in Payne County is 25% below the national average of $1,196/month.
Average rent in Payne County, OK ranges from $850 to $920 across 3 ZIP codes.
Based on HUD Fair Market Rent, a fair rent increase in Payne County, OK is approximately 5.5% for 2026. An increase above 5.5% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated October 2025.
Market trend data is limited for this area. The analysis below uses federal rent benchmarks.
How much is rent in Payne County, OK?
The average 1-bedroom rent in Payne County, OK is $897/month as of 2026, based on HUD data across 3 ZIP codes. Rents across Payne County are relatively uniform, clustering around $897/month. To afford this at the 30% rule, a household would need approximately $35,880/year.
Is rent going up in Payne County?
Rents in Payne County have increased 5.5% year over year based on HUD Fair Market Rent. This is a notably high rate of increase, indicating strong upward rent pressure in Payne County.
What is a fair rent increase in Payne County?
Based on HUD Fair Market Rent, a rent increase around 5.5% is in line with the Payne County market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
What Should Rent Cost in Payne County?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Payne County typically rents for $830 – $896.
Rents above $1,030 are in the top 25% for this area.
A 1-bedroom in Payne County typically rents for $897 – $1,032.
Rents above $1,187 are in the top 25% for this area.
A 2-bedroom in Payne County typically rents for $1,097 – $1,262.
Rents above $1,451 are in the top 25% for this area.
A 3-bedroom in Payne County typically rents for $1,523 – $1,645.
Rents above $1,892 are in the top 25% for this area.
A 4-bedroom in Payne County typically rents for $1,663 – $1,912.
Rents above $2,199 are in the top 25% for this area.
Federal Rent Benchmarks for Payne County
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$830
HUD Fair Market Rent
1-Bedroom
$897
HUD Fair Market Rent
2-Bedroom
$1,097
HUD Fair Market Rent
3-Bedroom
$1,523
HUD Fair Market Rent
4-Bedroom
$1,663
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Payne County
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
SAFMR rates are zip-specific.
How Does Payne County Compare?
Questions about rent in Payne County
What is the average 1-bedroom rent in Payne County, OK?
The average 1-bedroom fair market rent in Payne County, OK is $897/month as of 2026, based on HUD rent data across 3 ZIP codes in the city. This is 25% below the national average of $1,196/month. Rents range from $850 to $920 depending on ZIP code.
What is a fair rent increase in Payne County?
A rent increase up to about 5.5% is broadly in line with the recent market trend in Payne County. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $897/month.
Are rents going up or down in Payne County?
Rents in Payne County have increased 5.5% year over year based on HUD Fair Market Rent. This reflects local market conditions across 3 ZIP codes in the Payne County, OK area.
How much do rents vary across Payne County?
1-bedroom rents across Payne County range from $850 to $920 on this page, a $70/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Payne County?
We could not identify a city-specific rent cap for Payne County. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Payne County?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Payne County at $897/month, a household would need approximately $35,880/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse Payne County ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Oklahoma →
See notice rules, caps, and tenant protections in Oklahoma.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →