Average Rent in Morgan County, KY (2026)
The average 1-bedroom rent in Morgan County, KY is $677/month as of 2026, based on HUD data across 3 ZIP codes. Rents have changed -3.0% year over year. Rents range from $660 to $710.
Average Rent · 1-Bedroom
$677/mo
Source: HUD Fair Market Rent · 3 zip codes
Year-over-Year
↓ -3.0%
Source: HUD Fair Market Rent
Data through
The average 1-bedroom rent in Morgan County, KY is $677/month according to HUD FY2026 Fair Market Rent data, covering 3 ZIP codes. Rents have decreased 3.0% year-over-year. The average 1-bedroom rent in Morgan County is 43% below the national average of $1,196/month.
Average rent in Morgan County, KY ranges from $660 to $710 across 3 ZIP codes.
Based on HUD Fair Market Rent, a fair rent increase in Morgan County, KY is approximately 3.0% for 2026. An increase above 3.0% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated October 2025.
Market trend data is limited for this area. The analysis below uses federal rent benchmarks.
How much is rent in Morgan County, KY?
The average 1-bedroom rent in Morgan County, KY is $677/month as of 2026, based on HUD data across 3 ZIP codes. Rents across Morgan County are relatively uniform, clustering around $677/month. To afford this at the 30% rule, a household would need approximately $27,080/year.
Is rent going up in Morgan County?
Rents in Morgan County have decreased 3.0% year over year based on HUD Fair Market Rent. Declining rents may give renters leverage when negotiating renewals.
What is a fair rent increase in Morgan County?
Based on HUD Fair Market Rent, a rent increase around 3.0% is in line with the Morgan County market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
What Should Rent Cost in Morgan County?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Morgan County typically rents for $633 – $728.
Rents above $837 are in the top 25% for this area.
A 1-bedroom in Morgan County typically rents for $677 – $779.
Rents above $896 are in the top 25% for this area.
A 2-bedroom in Morgan County typically rents for $887 – $1,020.
Rents above $1,173 are in the top 25% for this area.
A 3-bedroom in Morgan County typically rents for $1,230 – $1,415.
Rents above $1,627 are in the top 25% for this area.
A 4-bedroom in Morgan County typically rents for $1,280 – $1,472.
Rents above $1,693 are in the top 25% for this area.
Federal Rent Benchmarks for Morgan County
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$633
HUD Fair Market Rent
1-Bedroom
$677
HUD Fair Market Rent
2-Bedroom
$887
HUD Fair Market Rent
3-Bedroom
$1,230
HUD Fair Market Rent
4-Bedroom
$1,280
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Morgan County
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
SAFMR rates are zip-specific.
How Does Morgan County Compare?
Questions about rent in Morgan County
What is the average 1-bedroom rent in Morgan County, KY?
The average 1-bedroom fair market rent in Morgan County, KY is $677/month as of 2026, based on HUD rent data across 3 ZIP codes in the city. This is 43% below the national average of $1,196/month. Rents range from $660 to $710 depending on ZIP code.
What is a fair rent increase in Morgan County?
A rent increase up to about 3.0% is broadly in line with the recent market trend in Morgan County. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $677/month.
Are rents going up or down in Morgan County?
Rents in Morgan County have decreased 3.0% year over year based on HUD Fair Market Rent. This reflects local market conditions across 3 ZIP codes in the Morgan County, KY area.
How much do rents vary across Morgan County?
1-bedroom rents across Morgan County range from $660 to $710 on this page, a $50/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Morgan County?
We could not identify a city-specific rent cap for Morgan County. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Morgan County?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Morgan County at $677/month, a household would need approximately $27,080/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
Renting in Morgan County, KY? Your rent could be building your credit.
Report your monthly rent payments to all 3 credit bureaus — the same ones your next landlord will check. Takes 2 minutes to set up.
RenewalReply may earn a commission at no cost to you. Learn more
Renters insurance from $5/mo
Protect your belongings from theft, fire, and water damage. Takes 2 minutes and most landlords require it.
RenewalReply may earn a commission at no cost to you. Learn more
Renter Tools
Browse Morgan County ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Kentucky →
See notice rules, caps, and tenant protections in Kentucky.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →