Average Rent in Carter Lake, IA (2026)
The average 1-bedroom rent in Carter Lake, IA is $1,120/month as of 2026, based on HUD data across 1 ZIP codes. Rents have changed +8.7% year over year. Rents range from $1,120 to $1,120.
Average Rent · 1-Bedroom
$1,120/mo
Source: HUD Fair Market Rent · 1 zip codes
Year-over-Year
↑ +8.7%
Source: HUD Fair Market Rent
Data through
The average 1-bedroom rent in Carter Lake, IA is $1,120/month according to HUD FY2026 Fair Market Rent data, covering 1 ZIP codes. Rents have increased 8.7% year-over-year. The average 1-bedroom rent in Carter Lake is 6% below the national average of $1,196/month.
Average rent in Carter Lake, IA ranges from $1,120 to $1,120 across 1 ZIP codes.
Based on HUD Fair Market Rent, a fair rent increase in Carter Lake, IA is approximately 8.7% for 2026. An increase above 8.7% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated October 2025.
Market trend data is limited for this area. The analysis below uses federal rent benchmarks.
How much is rent in Carter Lake, IA?
The average 1-bedroom rent in Carter Lake, IA is $1,120/month as of 2026, based on HUD data across 1 ZIP codes. Rents across Carter Lake are relatively uniform, clustering around $1,120/month. To afford this at the 30% rule, a household would need approximately $44,800/year.
Is rent going up in Carter Lake?
Rents in Carter Lake have increased 8.7% year over year based on HUD Fair Market Rent. This is a notably high rate of increase, indicating strong upward rent pressure in Carter Lake.
What is a fair rent increase in Carter Lake?
Based on HUD Fair Market Rent, a rent increase around 8.7% is in line with the Carter Lake market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
What Should Rent Cost in Carter Lake?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Carter Lake typically rents for $1,070 – $1,166.
Rents above $1,341 are in the top 25% for this area.
A 1-bedroom in Carter Lake typically rents for $1,120 – $1,229.
Rents above $1,413 are in the top 25% for this area.
A 2-bedroom in Carter Lake typically rents for $1,340 – $1,464.
Rents above $1,684 are in the top 25% for this area.
A 3-bedroom in Carter Lake typically rents for $1,780 – $1,940.
Rents above $2,231 are in the top 25% for this area.
A 4-bedroom in Carter Lake typically rents for $2,000 – $2,190.
Rents above $2,519 are in the top 25% for this area.
Federal Rent Benchmarks for Carter Lake
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$1,070
HUD Fair Market Rent
1-Bedroom
$1,120
HUD Fair Market Rent
2-Bedroom
$1,340
HUD Fair Market Rent
3-Bedroom
$1,780
HUD Fair Market Rent
4-Bedroom
$2,000
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Carter Lake
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
HUD publishes a single Fair Market Rent for the entire Omaha-Council Bluffs, NE-IA HUD Metro FMR Area metro area. For zip-level variation, the tool uses additional data sources including real-time comparable listings and local market indices.
All zip codes in Carter Lake share the same county-level HUD Fair Market Rent ($1,120 for 1-BR). Click any zip for SAFMR-specific rates.
County-level FMR shown in city summary above.
How Does Carter Lake Compare?
Questions about rent in Carter Lake
What is the average 1-bedroom rent in Carter Lake, IA?
The average 1-bedroom fair market rent in Carter Lake, IA is $1,120/month as of 2026, based on HUD rent data across 1 ZIP codes in the city. This is 6% below the national average of $1,196/month. Rents range from $1,120 to $1,120 depending on ZIP code.
What is a fair rent increase in Carter Lake?
A rent increase up to about 8.7% is broadly in line with the recent market trend in Carter Lake. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $1,120/month.
Are rents going up or down in Carter Lake?
Rents in Carter Lake have increased 8.7% year over year based on HUD Fair Market Rent. This reflects local market conditions across 1 ZIP codes in the Omaha-Council Bluffs, NE-IA HUD Metro FMR Area area.
How much do rents vary across Carter Lake?
1-bedroom rents across Carter Lake range from $1,120 to $1,120 on this page, a $0/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Carter Lake?
We could not identify a city-specific rent cap for Carter Lake. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Carter Lake?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Carter Lake at $1,120/month, a household would need approximately $44,800/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse Carter Lake ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Iowa →
See notice rules, caps, and tenant protections in Iowa.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →