Average Rent in Mishawaka, IN (2026)
The average 1-bedroom rent in Mishawaka, IN is $1,115/month as of 2026, based on HUD data across 2 ZIP codes. Rents have changed +8.1% year over year. Rents range from $1,090 to $1,140.
Average Rent · 1-Bedroom
$1,115/mo
Source: HUD Fair Market Rent · 2 zip codes
Year-over-Year
↑ +8.1%
Source: Apartment List, Zillow ZORI, HUD Fair Market Rent
Data through
The average 1-bedroom rent in Mishawaka, IN is $1,115/month according to HUD FY2026 Fair Market Rent data, covering 2 ZIP codes. Rents have increased 8.1% year-over-year. The average 1-bedroom rent in Mishawaka is 7% below the national average of $1,196/month.
Average rent in Mishawaka, IN ranges from $1,090 to $1,140 across 2 ZIP codes.
Based on local market data, a fair rent increase in Mishawaka, IN is approximately 8.1% for 2026. An increase above 8.1% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: Apartment List, Zillow ZORI, HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated February 2026.
How much is rent in Mishawaka, IN?
The average 1-bedroom rent in Mishawaka, IN is $1,115/month as of 2026, based on HUD data across 2 ZIP codes. Rents across Mishawaka are relatively uniform, clustering around $1,115/month. To afford this at the 30% rule, a household would need approximately $44,600/year.
Is rent going up in Mishawaka?
Rents in Mishawaka have increased 8.1% year over year based on local market data. This is a notably high rate of increase, indicating strong upward rent pressure in Mishawaka.
What is a fair rent increase in Mishawaka?
Based on local market data, a rent increase around 8.1% is in line with the Mishawaka market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
Rent Trends in Mishawaka
+8.1%
Rents in Mishawaka are rising at +8.1% year-over-year.
− Estimated trend
Market sources range from +6.4% to +20.6%
Why the range? Zillow ZORI tracks what landlords are asking for units (+6.4%), while Apartment List tracks what renters actually sign leases at (+6.5%).When signed-lease rents outpace asking rents, it typically signals strong demand and limited room to negotiate.
Sources: Apartment List, Zillow ZORI, HUD Fair Market Rent
What Should Rent Cost in Mishawaka?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Mishawaka typically rents for $900 – $973.
Rents above $1,119 are in the top 25% for this area.
A 1-bedroom in Mishawaka typically rents for $1,115 – $1,204.
Rents above $1,385 are in the top 25% for this area.
A 2-bedroom in Mishawaka typically rents for $1,300 – $1,404.
Rents above $1,615 are in the top 25% for this area.
A 3-bedroom in Mishawaka typically rents for $1,575 – $1,701.
Rents above $1,956 are in the top 25% for this area.
A 4-bedroom in Mishawaka typically rents for $1,720 – $1,858.
Rents above $2,137 are in the top 25% for this area.
Federal Rent Benchmarks for Mishawaka
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$900
HUD Fair Market Rent
1-Bedroom
$1,115
HUD Fair Market Rent
2-Bedroom
$1,300
HUD Fair Market Rent
3-Bedroom
$1,575
HUD Fair Market Rent
4-Bedroom
$1,720
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Mishawaka
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
SAFMR rates are zip-specific.
How Does Mishawaka Compare?
Questions about rent in Mishawaka
What is the average 1-bedroom rent in Mishawaka, IN?
The average 1-bedroom fair market rent in Mishawaka, IN is $1,115/month as of 2026, based on HUD rent data across 2 ZIP codes in the city. This is 7% below the national average of $1,196/month. Rents range from $1,090 to $1,140 depending on ZIP code.
What is a fair rent increase in Mishawaka?
A rent increase up to about 8.1% is broadly in line with the recent market trend in Mishawaka. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $1,115/month.
Are rents going up or down in Mishawaka?
Rents in Mishawaka have increased 8.1% year over year based on local market data. This reflects local market conditions across 2 ZIP codes in the South Bend-Mishawaka, IN HUD Metro FMR Area area.
How much do rents vary across Mishawaka?
1-bedroom rents across Mishawaka range from $1,090 to $1,140 on this page, a $50/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Mishawaka?
We could not identify a city-specific rent cap for Mishawaka. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Mishawaka?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Mishawaka at $1,115/month, a household would need approximately $44,600/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse Mishawaka ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Indiana →
See notice rules, caps, and tenant protections in Indiana.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →