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    Average Rent in Clay City, IN (2026)

    The average 1-bedroom rent in Clay City, IN is $760/month as of 2026, based on HUD data across 1 ZIP codes. Rents have changed +4.1% year over year. Rents range from $760 to $760.

    Average Rent · 1-Bedroom

    $760/mo

    Source: HUD Fair Market Rent · 1 zip codes

    Year-over-Year

    ↑ +4.1%

    Source: HUD Fair Market Rent

    Data through

    The average 1-bedroom rent in Clay City, IN is $760/month according to HUD FY2026 Fair Market Rent data, covering 1 ZIP codes. Rents have increased 4.1% year-over-year. The average 1-bedroom rent in Clay City is 36% below the national average of $1,196/month.

    Average rent in Clay City, IN ranges from $760 to $760 across 1 ZIP codes.

    Based on HUD Fair Market Rent, a fair rent increase in Clay City, IN is approximately 4.1% for 2026. An increase above 4.1% exceeds the local market trend and may be worth negotiating.

    Key Facts

    Average 1-BR rent: $760/mo
    Year-over-year change: +4.1%
    Coverage: 1 ZIP codes
    Data source: HUD Small Area FMR FY2026
    vs. national avg: 36% below ($1,196/mo)

    Sources: HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated October 2025.

    Market trend data is limited for this area. The analysis below uses federal rent benchmarks.

    How much is rent in Clay City, IN?

    The average 1-bedroom rent in Clay City, IN is $760/month as of 2026, based on HUD data across 1 ZIP codes. Rents across Clay City are relatively uniform, clustering around $760/month. To afford this at the 30% rule, a household would need approximately $30,400/year.

    Is rent going up in Clay City?

    Rents in Clay City have increased 4.1% year over year based on HUD Fair Market Rent. This suggests a relatively stable rental market.

    What is a fair rent increase in Clay City?

    Based on HUD Fair Market Rent, a rent increase around 4.1% is in line with the Clay City market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.

    What Should Rent Cost in Clay City?

    Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.

    Studio$750 – $919

    A studio in Clay City typically rents for $750 – $919.

    Rents above $1,057 are in the top 25% for this area.

    1-Bedroom$760 – $925

    A 1-bedroom in Clay City typically rents for $760 – $925.

    Rents above $1,064 are in the top 25% for this area.

    2-Bedroom$960 – $1,171

    A 2-bedroom in Clay City typically rents for $960 – $1,171.

    Rents above $1,347 are in the top 25% for this area.

    3-Bedroom$1,150 – $1,404

    A 3-bedroom in Clay City typically rents for $1,150 – $1,404.

    Rents above $1,615 are in the top 25% for this area.

    4-Bedroom$1,430 – $1,643

    A 4-bedroom in Clay City typically rents for $1,430 – $1,643.

    Rents above $1,889 are in the top 25% for this area.

    Federal Rent Benchmarks for Clay City

    HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.

    Studio

    $750

    HUD Fair Market Rent

    1-Bedroom

    $760

    HUD Fair Market Rent

    2-Bedroom

    $960

    HUD Fair Market Rent

    3-Bedroom

    $1,150

    HUD Fair Market Rent

    4-Bedroom

    $1,430

    HUD Fair Market Rent

    Source: HUD SAFMR FY2026 · Updated

    Zip Codes in Clay City

    Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.

    HUD publishes a single Fair Market Rent for the entire Terre Haute, IN HUD Metro FMR Area metro area. For zip-level variation, the tool uses additional data sources including real-time comparable listings and local market indices.

    47841

    All zip codes in Clay City share the same county-level HUD Fair Market Rent ($760 for 1-BR). Click any zip for SAFMR-specific rates.

    County-level FMR shown in city summary above.

    How Does Clay City Compare?

    Coal City, IN
    $750/mo-1%
    Terre Haute, IN
    $862/mo+13%
    Bowling Green, IN
    $820/mo+8%
    Clinton, IN
    $800/mo+5%
    Cory, IN
    $820/mo+8%

    Questions about rent in Clay City

    What is the average 1-bedroom rent in Clay City, IN?

    The average 1-bedroom fair market rent in Clay City, IN is $760/month as of 2026, based on HUD rent data across 1 ZIP codes in the city. This is 36% below the national average of $1,196/month. Rents range from $760 to $760 depending on ZIP code.

    What is a fair rent increase in Clay City?

    A rent increase up to about 4.1% is broadly in line with the recent market trend in Clay City. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $760/month.

    Are rents going up or down in Clay City?

    Rents in Clay City have increased 4.1% year over year based on HUD Fair Market Rent. This reflects local market conditions across 1 ZIP codes in the Terre Haute, IN HUD Metro FMR Area area.

    How much do rents vary across Clay City?

    1-bedroom rents across Clay City range from $760 to $760 on this page, a $0/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.

    Can my landlord raise my rent in Clay City?

    We could not identify a city-specific rent cap for Clay City. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.

    How much should I spend on rent in Clay City?

    The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Clay City at $760/month, a household would need approximately $30,400/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.

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    Renter Tools

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    Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →