Average Rent in Steward, IL (2026)
The average 1-bedroom rent in Steward, IL is $1,210/month as of 2026, based on HUD data across 1 ZIP codes. Rents have changed +14.2% year over year. Rents range from $1,210 to $1,210.
Average Rent · 1-Bedroom
$1,210/mo
Source: HUD Fair Market Rent · 1 zip codes
Year-over-Year
↑ +14.2%
Source: HUD Fair Market Rent
Data through
The average 1-bedroom rent in Steward, IL is $1,210/month according to HUD FY2026 Fair Market Rent data, covering 1 ZIP codes. Rents have increased 14.2% year-over-year. The average 1-bedroom rent in Steward is 1% above the national average of $1,196/month.
Average rent in Steward, IL ranges from $1,210 to $1,210 across 1 ZIP codes.
Based on HUD Fair Market Rent, a fair rent increase in Steward, IL is approximately 14.2% for 2026. An increase above 14.2% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated October 2025.
Market trend data is limited for this area. The analysis below uses federal rent benchmarks.
How much is rent in Steward, IL?
The average 1-bedroom rent in Steward, IL is $1,210/month as of 2026, based on HUD data across 1 ZIP codes. Rents across Steward are relatively uniform, clustering around $1,210/month. To afford this at the 30% rule, a household would need approximately $48,400/year.
Is rent going up in Steward?
Rents in Steward have increased 14.2% year over year based on HUD Fair Market Rent. This is a notably high rate of increase, indicating strong upward rent pressure in Steward.
What is a fair rent increase in Steward?
Based on HUD Fair Market Rent, a rent increase around 14.2% is in line with the Steward market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
What Should Rent Cost in Steward?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Steward typically rents for $940 – $1,081.
Rents above $1,243 are in the top 25% for this area.
A 1-bedroom in Steward typically rents for $1,210 – $1,536.
Rents above $1,766 are in the top 25% for this area.
A 2-bedroom in Steward typically rents for $1,370 – $1,575.
Rents above $1,811 are in the top 25% for this area.
A 3-bedroom in Steward typically rents for $1,910 – $2,197.
Rents above $2,527 are in the top 25% for this area.
A 4-bedroom in Steward typically rents for $2,100 – $2,415.
Rents above $2,777 are in the top 25% for this area.
Federal Rent Benchmarks for Steward
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$940
HUD Fair Market Rent
1-Bedroom
$1,210
HUD Fair Market Rent
2-Bedroom
$1,370
HUD Fair Market Rent
3-Bedroom
$1,910
HUD Fair Market Rent
4-Bedroom
$2,100
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Steward
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
HUD publishes a single Fair Market Rent for the entire Ogle County, IL metro area. For zip-level variation, the tool uses additional data sources including real-time comparable listings and local market indices.
All zip codes in Steward share the same county-level HUD Fair Market Rent ($1,210 for 1-BR). Click any zip for SAFMR-specific rates.
County-level FMR shown in city summary above.
How Does Steward Compare?
Questions about rent in Steward
What is the average 1-bedroom rent in Steward, IL?
The average 1-bedroom fair market rent in Steward, IL is $1,210/month as of 2026, based on HUD rent data across 1 ZIP codes in the city. This is 1% above the national average of $1,196/month. Rents range from $1,210 to $1,210 depending on ZIP code.
What is a fair rent increase in Steward?
A rent increase up to about 14.2% is broadly in line with the recent market trend in Steward. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $1,210/month.
Are rents going up or down in Steward?
Rents in Steward have increased 14.2% year over year based on HUD Fair Market Rent. This reflects local market conditions across 1 ZIP codes in the Ogle County, IL area.
How much do rents vary across Steward?
1-bedroom rents across Steward range from $1,210 to $1,210 on this page, a $0/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Steward?
We could not identify a city-specific rent cap for Steward. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Steward?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Steward at $1,210/month, a household would need approximately $48,400/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse Steward ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Illinois →
See notice rules, caps, and tenant protections in Illinois.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →