Average Rent in Derby, CT (2026)
The average 1-bedroom rent in Derby, CT is $1,420/month as of 2026, based on HUD data across 1 ZIP codes. Rents have changed -1.4% year over year. Rents range from $1,420 to $1,420.
Average Rent · 1-Bedroom
$1,420/mo
Source: HUD Fair Market Rent · 1 zip codes
Year-over-Year
↓ -1.4%
Source: HUD Fair Market Rent
Data through
The average 1-bedroom rent in Derby, CT is $1,420/month according to HUD FY2026 Fair Market Rent data, covering 1 ZIP codes. Rents have decreased 1.4% year-over-year. The average 1-bedroom rent in Derby is 19% above the national average of $1,196/month.
Average rent in Derby, CT ranges from $1,420 to $1,420 across 1 ZIP codes.
Based on HUD Fair Market Rent, a fair rent increase in Derby, CT is approximately 1.4% for 2026. An increase above 1.4% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated October 2025.
Market trend data is limited for this area. The analysis below uses federal rent benchmarks.
How much is rent in Derby, CT?
The average 1-bedroom rent in Derby, CT is $1,420/month as of 2026, based on HUD data across 1 ZIP codes. Rents across Derby are relatively uniform, clustering around $1,420/month. To afford this at the 30% rule, a household would need approximately $56,800/year.
Is rent going up in Derby?
Rents in Derby have decreased 1.4% year over year based on HUD Fair Market Rent. Declining rents may give renters leverage when negotiating renewals.
What is a fair rent increase in Derby?
Based on HUD Fair Market Rent, a rent increase around 1.4% is in line with the Derby market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
What Should Rent Cost in Derby?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Derby typically rents for $1,280 – $1,472.
Rents above $1,693 are in the top 25% for this area.
A 1-bedroom in Derby typically rents for $1,420 – $1,534.
Rents above $1,764 are in the top 25% for this area.
A 2-bedroom in Derby typically rents for $1,710 – $1,966.
Rents above $2,261 are in the top 25% for this area.
A 3-bedroom in Derby typically rents for $2,090 – $2,404.
Rents above $2,765 are in the top 25% for this area.
A 4-bedroom in Derby typically rents for $2,870 – $3,300.
Rents above $3,795 are in the top 25% for this area.
Federal Rent Benchmarks for Derby
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$1,280
HUD Fair Market Rent
1-Bedroom
$1,420
HUD Fair Market Rent
2-Bedroom
$1,710
HUD Fair Market Rent
3-Bedroom
$2,090
HUD Fair Market Rent
4-Bedroom
$2,870
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Derby
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
HUD publishes a single Fair Market Rent for the entire Waterbury-Shelton, CT MSA metro area. For zip-level variation, the tool uses additional data sources including real-time comparable listings and local market indices.
All zip codes in Derby share the same county-level HUD Fair Market Rent ($1,420 for 1-BR). Click any zip for SAFMR-specific rates.
County-level FMR shown in city summary above.
How Does Derby Compare?
Questions about rent in Derby
What is the average 1-bedroom rent in Derby, CT?
The average 1-bedroom fair market rent in Derby, CT is $1,420/month as of 2026, based on HUD rent data across 1 ZIP codes in the city. This is 19% above the national average of $1,196/month. Rents range from $1,420 to $1,420 depending on ZIP code.
What is a fair rent increase in Derby?
A rent increase up to about 1.4% is broadly in line with the recent market trend in Derby. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $1,420/month.
Are rents going up or down in Derby?
Rents in Derby have decreased 1.4% year over year based on HUD Fair Market Rent. This reflects local market conditions across 1 ZIP codes in the Waterbury-Shelton, CT MSA area.
How much do rents vary across Derby?
1-bedroom rents across Derby range from $1,420 to $1,420 on this page, a $0/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Derby?
We could not identify a city-specific rent cap for Derby. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Derby?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Derby at $1,420/month, a household would need approximately $56,800/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
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Renter Tools
Browse Derby ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Connecticut →
See notice rules, caps, and tenant protections in Connecticut.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →