Average Rent in Fort Thomas, AZ (2026)
The average 1-bedroom rent in Fort Thomas, AZ is $990/month as of 2026, based on HUD data across 1 ZIP codes. Rents have changed -1.0% year over year. Rents range from $990 to $990.
Average Rent · 1-Bedroom
$990/mo
Source: HUD Fair Market Rent · 1 zip codes
Year-over-Year
↓ -1.0%
Source: HUD Fair Market Rent
Data through
The average 1-bedroom rent in Fort Thomas, AZ is $990/month according to HUD FY2026 Fair Market Rent data, covering 1 ZIP codes. Rents have decreased 1.0% year-over-year. The average 1-bedroom rent in Fort Thomas is 17% below the national average of $1,196/month.
Average rent in Fort Thomas, AZ ranges from $990 to $990 across 1 ZIP codes.
Based on HUD Fair Market Rent, a fair rent increase in Fort Thomas, AZ is approximately 1.0% for 2026. An increase above 1.0% exceeds the local market trend and may be worth negotiating.
Key Facts
Sources: HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated October 2025.
Market trend data is limited for this area. The analysis below uses federal rent benchmarks.
How much is rent in Fort Thomas, AZ?
The average 1-bedroom rent in Fort Thomas, AZ is $990/month as of 2026, based on HUD data across 1 ZIP codes. Rents across Fort Thomas are relatively uniform, clustering around $990/month. To afford this at the 30% rule, a household would need approximately $39,600/year.
Is rent going up in Fort Thomas?
Rents in Fort Thomas have decreased 1.0% year over year based on HUD Fair Market Rent. Declining rents may give renters leverage when negotiating renewals.
What is a fair rent increase in Fort Thomas?
Based on HUD Fair Market Rent, a rent increase around 1.0% is in line with the Fort Thomas market for 2026. An increase above that level exceeds the local trend and may be worth pushing back on. Check your specific increase with RenewalReply's free rent analysis tool.
What Should Rent Cost in Fort Thomas?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Fort Thomas typically rents for $900 – $1,035.
Rents above $1,190 are in the top 25% for this area.
A 1-bedroom in Fort Thomas typically rents for $990 – $1,069.
Rents above $1,229 are in the top 25% for this area.
A 2-bedroom in Fort Thomas typically rents for $1,240 – $1,339.
Rents above $1,540 are in the top 25% for this area.
A 3-bedroom in Fort Thomas typically rents for $1,660 – $1,793.
Rents above $2,062 are in the top 25% for this area.
A 4-bedroom in Fort Thomas typically rents for $2,080 – $2,246.
Rents above $2,583 are in the top 25% for this area.
Federal Rent Benchmarks for Fort Thomas
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$900
HUD Fair Market Rent
1-Bedroom
$990
HUD Fair Market Rent
2-Bedroom
$1,240
HUD Fair Market Rent
3-Bedroom
$1,660
HUD Fair Market Rent
4-Bedroom
$2,080
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Fort Thomas
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
HUD publishes a single Fair Market Rent for the entire Graham County, AZ metro area. For zip-level variation, the tool uses additional data sources including real-time comparable listings and local market indices.
All zip codes in Fort Thomas share the same county-level HUD Fair Market Rent ($990 for 1-BR). Click any zip for SAFMR-specific rates.
County-level FMR shown in city summary above.
How Does Fort Thomas Compare?
Questions about rent in Fort Thomas
What is the average 1-bedroom rent in Fort Thomas, AZ?
The average 1-bedroom fair market rent in Fort Thomas, AZ is $990/month as of 2026, based on HUD rent data across 1 ZIP codes in the city. This is 17% below the national average of $1,196/month. Rents range from $990 to $990 depending on ZIP code.
What is a fair rent increase in Fort Thomas?
A rent increase up to about 1.0% is broadly in line with the recent market trend in Fort Thomas. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals. The current average 1-BR rent is $990/month.
Are rents going up or down in Fort Thomas?
Rents in Fort Thomas have decreased 1.0% year over year based on HUD Fair Market Rent. This reflects local market conditions across 1 ZIP codes in the Graham County, AZ area.
How much do rents vary across Fort Thomas?
1-bedroom rents across Fort Thomas range from $990 to $990 on this page, a $0/month spread. This shows that rent can vary materially across ZIP codes within the same city, reflecting neighborhood-level differences in housing stock and demand.
Can my landlord raise my rent in Fort Thomas?
We could not identify a city-specific rent cap for Fort Thomas. Landlords must still follow applicable state and local notice rules before raising rent at lease renewal. Requirements vary — check your state's landlord-tenant statute for specifics on notice periods and timing.
How much should I spend on rent in Fort Thomas?
The general guideline is to spend no more than 30% of your gross income on rent. With average 1-bedroom rent in Fort Thomas at $990/month, a household would need approximately $39,600/year in gross income to afford this comfortably. Many renters in high-cost areas spend above this threshold — our free tool can help you assess whether your specific rent is fair for your ZIP code.
Renting in Fort Thomas, AZ? Your rent could be building your credit.
Report your monthly rent payments to all 3 credit bureaus — the same ones your next landlord will check. Takes 2 minutes to set up.
RenewalReply may earn a commission at no cost to you. Learn more
Renters insurance from $5/mo
Protect your belongings from theft, fire, and water damage. Takes 2 minutes and most landlords require it.
RenewalReply may earn a commission at no cost to you. Learn more
Renter Tools
Browse Fort Thomas ZIP Codes
See rent data by ZIP code in this city.
Renter Guides
- How to Negotiate a Rent Increase →
A data-driven guide with free email templates for pushing back on your landlord.
- Rent Increase Laws in Arizona →
See notice rules, caps, and tenant protections in Arizona.
- What Should I Pay for Rent? →
How to compare rent prices and know if you're getting a fair deal.
Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →